$0 until your letters are done.
We challenge what’s wrong on your credit report. You pay after each round of letters is done. Never before.
Individual results. Results vary.
Those numbers come from a real report.
Shared with the client’s written permission. Name removed.
See all 9 client results
Individual results. Results vary.
Something on your report wrong?
If it’s wrong, too old, or can’t be proven, you have the right to challenge it. We do that for you.
Tap a line to see how we’d handle it on your report.
What we’d check on your report
An example with problems we often find. Your report gets the same line-by-line check.
0 of 6 challenged
Challenging asks the bureau to check it. What they change is up to them. Results vary.
Not sure which plan fits you?
Three taps. Get your best fit.
1 of 3
How to sign up
4 steps, about 10 minutes
Pick a plan and type in your info.
About 1 minute.
Sign your papers.
We text and email you one link. It covers your rights, our agreement, and your OK to bill your card after each round.
About 4 minutes.
Upload your ID, your Social Security card, and a bill with your address.
Then add your card. We save it. We don't charge it today.
About 3 minutes.
Sign up for IdentityIQ so we can see your credit reports.
It's a separate site with its own monthly fee. You pay them, not us. Then put your IdentityIQ email and password on our secure form.
About 3 minutes.
That’s it. Now we do the work.
What happens after you sign up
- You can cancel for free for 3 business days after you sign.
- About 5 to 8 days later (once your 3-day cancel window ends): We send Round 1. Then we charge your card for that round.
- About every 35 to 40 days: We send the next round and charge your card again. You get a text each time.
- Stop any time by text or email. You only pay for rounds already done.
$0 today. Pick your plan.
No setup fee. No card on this website.
Why start now?
Each round of letters takes about 35 to 40 days. If you're buying a home, a car, or renting soon, starting today means your first round goes out sooner. It's $0 to start, and you can stop any time.
Starter
$49per round
We write your letters. You mail them.
IdentityIQ is highly recommended so we can see your credit reports. It has its own monthly fee. You pay them, not us. Sign up for IdentityIQ
Builder
$89per round
We write your letters. You check them. We mail them for you with tracking.
Needs IdentityIQ so we can see your credit reports. It has its own monthly fee. You pay them, not us. Sign up for IdentityIQ
Elite
$149per round
We do it all for you. You also get a plan to build your credit and a call with Joba every month.
Needs IdentityIQ so we can see your credit reports. It has its own monthly fee. You pay them, not us. Sign up for IdentityIQ
A round is one set of letters to the credit bureaus. It happens about every 35 to 40 days. $0 today. We only charge after each round of letters is done. Stop any time. You only pay for rounds already done.
Done means: Builder and Elite, we mailed your letters. Starter, we sent your letters to you.
Been burned before? Here’s the difference.
| Topic | With us | Many others |
|---|---|---|
| When you pay | When you payOnly after each round of letters is done | Upfront, or monthly from day one |
| Setup fee | Setup feeNone | Often charged before any work |
| Who works your file | Who works your fileJoba, a real person you can call | Whoever picks up |
| Canceling | CancelingAnytime, by text or email | Calls, holds and forms |
| Promises | PromisesNever promises results. Results vary. | “Guaranteed” deletions |
Real reports. Real changes.
Shared with each client’s written permission. Names removed.
Individual results. Results vary.
Individual results. Results vary.
Individual results. Results vary.
Individual results. Results vary.
Individual results. Results vary.
Individual results. Results vary.
Individual results. Results vary.
Individual results. Results vary.
Individual results. Results vary.
Showing result 1 of 9
What people say after working with us.
Google reviews, copied word for word.
“Great experience and service. My credit score went up within a short period of time. Highly recommended 👌”
Individual results. Results vary.
“I have been working with This firm for a long time now does incredible work fast and efficient , and I referred a lot of family and friends who have used his services as well HIGHLY RECOMMENDED , my score has increased tremendously”
Individual results. Results vary.
“Very professional and attentive. It was a smooth simple process setting everything up, and my credit has jumped 60 points in just two months. Highly recommend”
Individual results. Results vary.
“Joba was amazing help, i came to him with 13 items and he got them all removed and taken care of for me. I highly recommend.”
Individual results. Results vary.
“JTD Nexus Group has been excellent to work with. They got my credit scores up after eight (8) rounds of disputes and reviews. Scores now in the 750s across all three credit bureaus from low 500s.”
Individual results. Results vary.
“Great customer service 👍🏾” Tito D. “Great Buisness!” Jon B
Read all reviews on GoogleStraight answers.
Meet Joba.
He fixed his own credit, then his family’s. Now he works on yours. Based in Houston, TX.
Rather talk first? Book a call. Or call or text (346) 591-8131
P.S. If you’ve been burned by a credit repair company before, I get it. That’s why you pay $0 today, and nothing until your first round of letters is done.
Joba
Pick my plan